Travel Insurance

Travel is the most fast growing zone around world. With the rise in the living standards, many people are embarking on the journey. Before going to journey you require to tackle all the worries of travel. Travel insurance takes care of the worries of travel. It can secure you and your family members in the sojourn abroad. It is a part of the general insurance.

Travel insurance policy can cover the financial risk which may occur because of:

• Trip Interruption/ Cancellation
• Medical emergency
• Personal accident
• Hijack
• Events such as missed departure or delay
• Loss of the baggage or the delayed arrival
• Loss of the cash or the valuables
• legal expenses and Passport loss

The features of the Travel insurance policy are:

• The policy is obtainable for every age between 1 and 70 years. It is also available for the senior citizen that is between 71 to 85 years.
• They can cover the short trip from 7 days to long trip of 180 days.
• They offer many coverage options that are varying from 50,000 US $ to 500,000 US $.
• The premium will be normally payable on the per day pay basis and not the slab rates.
• The pre- existing illness and the maternity are usually excluded
• Usually, health-check up is not necessary till 70 years of age.
• The additional coverages which are included in basic travel insurance policy are: medical evacuation, dental treatment, repatriation, trip cancellation, baggage delay/ loss and the interruption, etc.

The travel insurance plans are:

• Single trip travel insurance
• Backpackers insurance
• Golf travel insurance
• Annual travel insurance
• Senior travel insurance
• Family travel insurance
• Winter sports travel insurance
• Business travel insurance
• Long stay travel insurance
• Cruise travel insurance
• Group travel insurance

Multi Trip policy is available for the regular international travelers. This policy will be valid for only one year and you can select between two options of either 30 days or 45 days as maximum duration for every trip.